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Digitization of the Lending Process to Rise Driven by the Need to Improve Customer Experience : Insight Report

ResearchMoz added Latest Research Report titled " Insight Report: Digitization in Lending - Markets and Research " to it's Large Report database.
Sagar Jagtap | 20.06.2016

Digitization in Lending' explores the changing landscape of lending industry due to digitization.

It also:

Analyzes the drivers of digitization for financial institutions
Analyzes the impact of emerging digitally advanced lending financial service providers
Discusses the transformation of lending process through digitization
Explores challenges and opportunities involved in digitizing the lending process
Examines the trends that will shape the industry in the next five years

Digitization in Lending' analyzes the effect of digitization, emerging trends and competitive landscape of the lending industry. The report also discusses in detail the drivers of digitization for financial institutions and how they are using it for improving operational efficiency and customer experience.

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With significant adoption of digital channels by customers, financial institutions are compelled to provide the convenience of anywhere, anytime banking to customers. Although digitization has transformed the transactional banking process, it has not been fully adopted in lending process.

Many online lending companies and non-bank lenders have emerged to capitalize on the inefficient lending process of banks. The growth of these companies also demonstrates that customers are looking for more convenience, which digitization can provide. The significant rise of non-bank lenders has led banks to invest more in digital technology, and form partnerships with them to remain leading operators in the lending market.

SCOPE

This report:

Provides comparative analysis of the various business models in the lending industry
Analyzes the key trends, drivers and impacts of digitization on lending
Covers key initiatives by financial institutions in digitizing the lending process
Provides case studies of financial institutions which have implemented pioneering technologies to improve their lending business

Read All banking Market Research Reports @ http://www.researchmoz.us/banking-market-reports-159.html

Table of Content

1 Executive Summary

2 What is Driving Digitization in Lending?
2.1 Growing Need for Enhanced Customer Experience
2.2 The Quest for Operational Efficiency
2.3 Impact of Changing Competitive Landscape
2.3.1 Strategic initiatives by non-banks to gain traction
2.3.2 Banks’ answers to the impending challenge

3 Digital Transformation of Lending in Retail Banks
3.1 Front-End Digitization
3.1.1 Digitized loan application process
3.1.2 Loan servicing
3.2 Back-End Digitization
3.2.1 Application processing and verification
3.2.2 Automated underwriting and credit scoring
3.2.3 Loan closure and disbursal

4 Challenges in Digitization of Lending

5 Case Studies
5.1 Enhanced Efficiency with Paperless Loan Processing by US Bank
5.2 First Internet Bank – the Digital Platform of Lending
5.3 Bank Dhofar – Automation of Loan Origination Improved Efficiency
5.4 Zopa – a Pioneer in Peer to Peer Lending
5.5 HDFC Bank – Banking on Digitized Personal Loan Product

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About the tenderer: Sagar Jagtap